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About Us

Our Ethos

We have built a reputation for providing robust and effective accountancy and tax planning services to clients of all sizes: from private individuals, sole traders and start ups to established SMEs – our client base is a divers one.

Meet the team

Francis Cummins

Principal Accountant

Fran leads the team at Francis Cummins & Co and has over 30 years experience dealing with Large, Medium and Small enterprises. Fran has worked in practice and industry during this time and has provided advices to businesses in the fields of Taxation, Business Planning, Acquisitions, Mergers, Fundraisings and Refinancing. His wide range of experience assist clients in the setup and growth of their businesses.

Niamh O’Donovan

Accountant and Business Services

Niamh is ACCA part qualified and has over 13 years experience in the banking and finance industry. She joined the team in 2019 and has been working on engaging with existing and new clients.

Claudia Boyle

Accounts Assistant

Claudia has recently joined the practice and is excited to be part of our team. Claudia has over 15 years accounts administration experience in the hospitality industry specialising in accounts payable.

Rachel Macken

Accounts Assistant

Rachel has over 10 years experience working closely with clients providing them with a range of business services from Accounts preparation, budgeting and forecasting and HR and payroll services. Rachel also provides company secretarial services to clients assisting them in their compliance obligations.

Paula Crowley

Accounts Assistant

Paula has over 5 years experience as an accounts assistant providing backup office and administration services to clients and also working in the area of HR and payroll services.

General Questions

Isn’t it just larger businesses that need an accountant?
Of course not, even the smallest business can benefit from advice on ways to minimise tax and manage their accounts. If you prefer, we can handle all of your bookkeeping, regular management accounts and VAT returns on your behalf. The added benefit of us being involved is that having prepared the books it makes the final accounts much easier, saving time and keeping costs down.


Working with an accountant is an added cost to any business. However, the cost should be offset by the value they add. We work closely with our clients to achieve their goals. By getting to know you and your business well, we can tailor what we do specifically for your needs and your strategy, thereby adding value.


We aim to provide you with a fixed fee quote that will cover the areas we will work on together. This will be based on the complexity and volume of the tasks involved. Should any additional assignments come up during the year then we will provide a quote in advance, unless the matter is urgent and it is in your best interests to take action on your behalf. We offer you the chance to pay our fees monthly and avoid having a large invoice in one go, which helps your cashflow. One thing is for sure, if you telephone with a query you won’t get a bill. We want you to let us know how you are.

If you want to keep your own accounting records, then that is fine. If you need some help then we can give you some training. Ensuring that you understand the best way to prepare your accounting information makes it easier for us to complete your accounts or tax return. If we do this for you then you can concentrate on running your business.


Sometimes it helps to have a fresh pair of eyes look at your business. We will listen to you and firstly understand the history of the business and then how you want to develop it. We can carry out a “healthcheck” of the operating systems, management and financial reporting in place; advise on any matters arising and recommend any actions required. All designed to match up with your goals, which we established at the outset.